Offset estimator

We do not record, retain or process this information in any way other than to provide you with this cost offset estimate.

Enter the quoted price from the retailer when
selling to Workride from your chosen store.
Please ask the retailer whether this includes any
retailer surcharge.
Enter your total yearly income from all sources.

Disclaimer: This estimator illustrates the potential impact on take-home pay from Workride, which includes factors like yearly income, Kiwisaver, Student loan, and the Quoted Ride Price. Please note that individual circumstances, such as specific tax obligations and employer schemes, may alter these benefits. This illustration should not be seen as a guarantee of offset. Neither Workride nor its partners bear responsibility for any financial loss or damage stemming from reliance on this information. For advice tailored to your unique situation, we recommend consulting with an independent financial advisor.

Workride cost offsets can vary but the great news is that our estimator offers indicative forecasts.

Please enter your details to see how much you could save.

Take Home Pay Impact

The "Workride Offset" breaks down into two main components: tax savings and the smart use of your income. Due to the salary sacrifice, your taxable income reduces, so you end up paying less tax overall (PAYE + ACC Levy). Additionally, a small portion of the money that used to go towards other commitments, like KiwiSaver or student loans, is now assisting in covering the cost of your ride for an instant benefit.

Ride Price:

Total offset:

With Workride, you're essentially swapping out taxable income for a new ride. The cost of the ride is taken from your pre-tax salary, which lowers your taxable income. With a lower taxable income, you pay less in income tax (PAYE) and ACC Levy, creating tax savings. Instead of paying tax, and then buying a ride with what's left, we help you remove the tax step altogether meaning a lower equivalent cost to you!

Equivalent cost:

This is the total impact on your take-home pay resulting from the pre-tax salary sacrifice, taking into account PAYE and ACC tax savings, as well as any adjustments to Kiwisaver or student loan contributions.

Offset (%):

Your Salary Sacrifice

This is the reduction in your pre-tax salary due to the salary sacrifice.

Current Income:

Pre-Tax Salary Sacrifice:

New Taxable Income:

Your Summary

These are the details about how the Workride benefit scheme will offset the price of an eligible ride and the impact on take home pay due to salary sacrifice.

Your salary sacrifice is pre-tax, which is equivalent to pre-tax.

Your take home pay impact over 12-months will be which is equivalent to .

This is a cost offset of from the quoted ride price when using Workride.

Workride cost offsets can vary but the great news is that our estimator offers indicative forecasts.

Please enter your details to see how much you could save.

What is your offset?

Enter your annual income details and ride price to get an estimate of your potential cost offset.

*Offset range applies to employees with a valid salary sacrifice with their employer, and based on the retailer’s quoted price to Workride which may include retailer surcharge.

Refer your employer.

We will send you a quick email so you can forward through to your employer. Your dream bike is only a few clicks away.

This email contains all the information that your employer needs to know to be able to quickly identify Workride as a win-win for business and their people.